Cash Flow Calculator
Calculate operating, investing, and financing cash flows for your business. Track burn rate, runway, and 12-month projections.
💼 Operating Cash Flow
Actual cash received, not invoiced
Direct variable costs
Rent, salaries, software, marketing
📊 Investing & Financing
Equipment, infrastructure (cash out)
Monthly Net Cash Flow
$12.0K
✅ Cash Flow Positive
Operating CF
$15.0K
OCF Margin: 30.0%
Investing CF
-$2.0K
CapEx & asset sales
Financing CF
-$1.0K
Loans, equity, draws
Gross Profit
$30.0K
60.0% margin
EBITDA
$15.0K
Operating earnings
Ending Cash
$37.0K
End of period
Runway
∞
Profitable
12-Month Cash Flow Projection
| Month | Revenue | Operating CF | Net CF | Cash Balance |
|---|---|---|---|---|
| Month 1 | $50.0K | $15.0K | $12.0K | $37.0K |
| Month 2 | $52.5K | $16.5K | $13.5K | $50.5K |
| Month 3 | $55.1K | $18.1K | $15.1K | $65.6K |
| Month 4 | $57.9K | $19.7K | $16.7K | $82.3K |
| Month 5 | $60.8K | $21.5K | $18.5K | $100.8K |
| Month 6 | $63.8K | $23.3K | $20.3K | $121.1K |
| Month 7 | $67.0K | $25.2K | $22.2K | $143.3K |
| Month 8 | $70.4K | $27.2K | $24.2K | $167.5K |
| Month 9 | $73.9K | $29.3K | $26.3K | $193.8K |
| Month 10 | $77.6K | $31.5K | $28.5K | $222.3K |
| Month 11 | $81.4K | $33.9K | $30.9K | $253.2K |
| Month 12 | $85.5K | $36.3K | $33.3K | $286.5K |